Track your money with AI
TrackrAI categorises your transactions automatically when you import them from your bank. Review your spending by category, merchant, and time period in one dashboard. Set up a recurring payment once and TrackrAI generates entries for it on schedule.
No credit card required. Free to use. Cancel anytime.
$0
+12.5% this month
$0
Last 30 days
$0
Last 30 days
Recent Activity
Netflix
2 hours ago
Grocery Store
5 hours ago
Salary Received
Just now · Confirmed ✓
Spending by Category
Up and running in three steps
No complicated setup. Import your bank data and TrackrAI does the rest.
Know where your money goes
TrackrAI gives you six tools to stay on top of your spending. Import your transactions and your finances become clear right away.
AI Categorisation
Add a transaction or import a CSV and TrackrAI assigns a category automatically. The AI reads the transaction name and matches it to one of your categories. You adjust any assignment at any time.
Recurring Transactions
Set up a recurring payment once and TrackrAI generates a new transaction entry each day the schedule runs. You see all upcoming payments in one list. No more missed subscriptions or forgotten bills.
Merchant Tracking
Every transaction links to a merchant. You see each merchant's full transaction history and total spending in one place. Assign merchants to transactions and your spending data becomes easier to read.
Spending Reports
Generate a financial report for any time period and TrackrAI saves it as a fixed snapshot. Reports include your income, expenses, net total, category breakdown, and top merchants. Each report stays unchanged so you compare periods accurately.
Category Breakdown
TrackrAI groups all your transactions by category and shows spending totals with visual charts. You see how much you spent on food, transport, utilities, and other areas each month. Adjust your categories at any time.
CSV Import
Export your bank statement as a CSV file and import it directly into TrackrAI. The AI categorises each transaction automatically during the import process. Review and edit the results before saving.
Your data stays private
TrackrAI runs on Supabase with Row Level Security enabled. Only your account accesses your data.
Row Level Security
Supabase RLS policies ensure only your account accesses your data rows. No other user reads your transactions or reports.
No bank credentials stored
TrackrAI never asks for bank login details. You import CSV files from your bank instead.
Data isolated per account
Your data sits in a separate database space from every other user. No cross-account access is possible.
HTTPS everywhere
All data travels between your browser and TrackrAI over HTTPS. Your connection is always encrypted.
Your financial data stays on Supabase infrastructure. TrackrAI never sells or shares your data.
Your finances in your pocket
TrackrAI has a mobile app. Add transactions, view your spending, and check your balance from anywhere. The app shares the same data as your web dashboard in real time.
- Add transactions from your phone in seconds
- View your spending by category and merchant anywhere
- Check your account balance on the go
- See upcoming recurring payments before they hit
Mobile apps coming soon. Web app available now.
Good morning
Your Balance
$24,532
+$340 this week
Income
$8,420
Expenses
$3,280
Recent
Add Transaction
Amount
Description
Category
This Month
Spending by category
Total tracked
$1,990
Spending by Category
March 2026
Recurring Payments
Active subscriptions
Netflix
Monthly
Rent
Monthly
Gym
Monthly
Total this month
$1,265.98
Visualize your spending with powerful analytics
Get deep insights into your financial habits with interactive charts and graphs. Track income vs expenses, analyze spending by category, and monitor your net balance over time.
- Interactive charts with daily, weekly, and monthly views
- Category breakdown with pie charts and bar graphs
- Net balance tracking to monitor financial health
Income vs Expenses
Last 7 months
Total spent this month
$1,080
Recurring Payments
4 activeNetflix
Monthly
$15.99
Rent
Monthly
$1,200
Gym Membership
Monthly
$49.99
Spotify
Monthly
$9.99
Upcoming this week
Never miss a recurring transaction
Set up a recurring bill, subscription, or income entry once and TrackrAI tracks it from that point. Review all upcoming payments in a single list and stop missing charges.
- Automatic tracking of subscriptions and bills
- Predict upcoming transactions with smart forecasting
- Set custom frequencies: daily, weekly, monthly, yearly
Organize expenses by category
See exactly where your money goes with detailed category breakdowns. Create custom categories or use our predefined ones.
- Detailed category breakdown with charts and graphs
- Custom categories tailored to your spending habits
- Spot overruns and stay within your own limits
Categories
This monthFood & Dining
$680
Transportation
$340
Entertainment
$220
Shopping
$450
Healthcare
$120
Utilities
$180
Merchant Manager
8 merchantsAmazon
Shopping
$127.50
Spotify
Entertainment
$9.99
Whole Foods
Groceries
$84.30
Netflix
Entertainment
$47.97
SQ*COFFEE SHOP 34B
No merchant assigned
Amazon
Total spent
$127.50
Transactions
3 this month
Amazon Prime
Mar 1
$14.99
Amazon Order
Mar 8
$67.51
Amazon Order
Mar 12
$45.00
Assign Merchant
SQ*COFFEE SHOP 34B
$6.40 · Mar 15
Suggestions
See exactly who you're spending with
Bank transaction labels are often cryptic or incomplete. TrackrAI lets you create and manage merchants, then assign them to transactions. The result is a cleaner, more accurate picture of your spending.
- Create and organize your own merchant list
- Assign merchants to transactions for instant clarity
- View spending grouped by merchant, not just category
- Make your data cleaner and more useful over time
Your finances summarized, clearly
Generate structured financial summaries for any period you choose. Review income, expenses, top categories, and merchants in one clean overview. Works well for monthly check-ins or year-end planning.
- Period-based reports: weekly, monthly, or custom range
- Breakdown by category, merchant, and transaction type
- Income vs expense overview with net balance
- Export-ready summaries for your own records
Saved Reports
November 2025
$6,200 in · $3,840 out
October 2025
$6,010 in · $4,180 out
September 2025
$5,980 in · $3,650 out
Monthly Summary
November 2025
Income
$6,200
+3.2% vs Oct
Expenses
$3,840
−8.1% vs Oct
Net balance
+$2,360
See how TrackrAI compares
TrackrAI gives you AI categorisation and full privacy without a monthly subscription.
| Feature | Spreadsheets | YNAB | Mint | TrackrAI |
|---|---|---|---|---|
| AI transaction categorisation | ||||
| No bank login required | ||||
| Merchant tracking | ||||
| Recurring transaction automation | ||||
| Financial reports and exports | ||||
| Mobile and web app | ||||
| Free to use | ||||
| Row-level data security |
Comparison based on publicly available information. Accurate as of March 2026.
4.9/5
From 500+ early access users
What people are saying
“I imported three months of bank statements in under a minute. The category breakdown showed me I was spending twice what I thought on takeaway. One look at the food category changed how I approach my budget.”
Sarah M.
Freelance Designer · Melbourne, AU
“Setting up my subscriptions in TrackrAI took about ten minutes. Now I see every upcoming payment before each one lands, so there are no surprises at the end of the month.”
James K.
Software Engineer · London, UK
“I had about 200 transactions after importing my CSV. TrackrAI assigned categories to nearly all of them automatically. I made a few adjustments and was done in five minutes.”
Priya R.
Product Manager · Singapore
“I assigned all my regular vendors in TrackrAI. Now I see exactly how much I spend with each one across every month. My Amazon spending turned out far higher than I expected.”
Tom B.
Small Business Owner · Sydney, AU
“I generate a monthly report every time my pay cycle ends. Comparing November to October showed my food spending dropped 18 percent after I started meal planning. The data keeps me accountable.”
Aisha N.
Marketing Coordinator · Dubai, UAE
“I add transactions from my phone right after a purchase. When I check the web dashboard later, everything is already synced. I never lose track of spending across both devices.”
Daniel W.
Graduate Student · Toronto, CA
Your data, always in sync
Add a transaction on your phone and see the update on your web dashboard right away. Supabase keeps your data in sync across all devices.
Dashboard
Web Dashboard
Supabase
Real-time
Your Balance
$24,532
Income
$8,420
Expenses
$3,280
Recent
Mobile App
Real-time sync
Changes appear on all devices instantly
All your data
Transactions, reports, categories, merchants
Any device
Web browser, iPhone, Android
Mobile apps coming soon. Web app available now.
Common questions
Everything you need to know before getting started
What does TrackrAI do?
TrackrAI tracks your expenses, subscriptions, and recurring payments in one place. You import transactions from your bank via CSV or add them manually, and the AI categorises each one. See your spending by category, merchant, and time period in one dashboard.
How does the AI categorisation work?
When you import transactions, the AI reads each transaction name and assigns a category from your 16 default categories. The assignment happens automatically during import. You review the results and edit any category before saving.
Is my financial data secure?
Supabase stores your data with Row Level Security policies that isolate each user's records from every other account. Only your account accesses your transactions, reports, and settings. TrackrAI never requests or stores your bank credentials.
Do I need to connect my bank account?
TrackrAI does not connect to your bank. You export a CSV from your bank and import it directly. Your bank credentials never leave your computer.
Is there a mobile app?
Yes, TrackrAI has a mobile app. It shares the same Supabase database as the web dashboard, so your data stays in sync across both. Add transactions from your phone and see them on the web right away.
How much does TrackrAI cost?
TrackrAI is free right now. You do not need a credit card to sign up. We will announce any pricing changes before they happen.
What file formats does the CSV import support?
TrackrAI accepts standard CSV files, the export format most banks use for account statements. Download your statement from your bank and import the CSV directly. The AI assigns categories to each transaction row during the import.
Is TrackrAI built for personal or business use?
TrackrAI focuses on personal finance. The features cover individual expense tracking, subscriptions, and spending habits. Freelancers also use it to separate personal and business expenses.